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Sovefi ® Account Terms

By accessing and using Sovefi ®, you fully and unreservedly agree to these Account Terms. Please read them carefully before creating an account and using our services. If you do not agree to these terms, please do not use Sovefi ®.

1. Account creation
  • To use our services, you must create an account by providing accurate, current and complete information.
  • You are responsible for maintaining the confidentiality of your account information and for securing your password.
2. Use of Account
  • You are responsible for all activities performed under your account.
  • You agree to use Sovefi ® only for legal purposes and in accordance with the laws in force.
  • You must not illegally access or attempt to access any accounts, systems or data that do not belong to you.
3. Online Banking Services
  • Sovefi ® will allow you to access certain banking services, including checking balances, transfers, payments, etc.
  • We reserve the right to modify or restrict the services available on Sovefi ® without notice.
4. Security and Access
  • We will take reasonable steps to protect the security of your account information and transactions.
  • In the event of theft, loss or unauthorized disclosure of your account information, please notify us immediately.
5. Responsibility
  • You assume full responsibility for the information you provide and actions taken under your account.
  • We will not be liable for any damages resulting from the use of your account information by third parties.
6. Fees and Commissions
  • Certain services may be subject to fees and commissions. Details of these charges will be communicated in the appropriate sections of the Sovefi ® site.
7. Account Termination
  • You can terminate your account at any time by following the procedure indicated on Sovefi ®.
  • We reserve the right to terminate your account for breach of these Account Terms or for any justified reason.
8. Changes to Terms
  • We may change these Account Terms at any time. Changes will be effective upon posting to Sovefi ®.
  • By continuing to use Sovefi ® after the changes are posted, you agree to the revised Account Terms.

Sovefi ®.

Since 2000, our team has forged a solid reputation thanks to its competence and the quality of its service. Over the years, we have worked with dedication to provide our customers with an exceptional experience.

Join Sovefi ® by opening your bank account online or at one of our branches. Manage your financial situation and your activities by taking advantage of the advice of our experts.

  • --- Greffe de Laroche-sur-Yon, Vendée, France ---
  • +33 7 48 65 26 41
  • contact@vendeene-sovefionline.com

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Legal and regulatory information

Sovefi ® is a Simplified Joint Stock Company (SAS) with capital of 2,081,985.00 euros, whose head office is established in Laroche-sur-Yon, Vendée, France. The company has been registered in the Trade and Companies Register (RCS) of Laroche-sur-Yon since September 26 2000, under the SIREN number 432 929 321 and the SIRET number 432 929 321 00029. Its intra-community VAT number is FR73432929321 and its entity identifier Legal (LEI) is 969500ZITEF5N7A48580.

Sovefi ® operates in the field of financing for individuals and professionals, offering credit solutions at a fixed interest rate of 3 per year. All operations carried out by the establishment are in strict compliance with the legal and regulatory provisions applicable to financing activities in France, in particular those relating to consumer protection, the fight against money laundering and the financing of terrorism, as well as price transparency obligations.

As part of its activities, Sovefi ® collects and processes personal data in accordance with the General Data Protection Regulation (GDPR — EU Regulation 2016/679) and Law No. 78-17 of January 6, 1978 relating to data processing, files and freedoms. The data collected is used exclusively for the purposes of processing financing requests, customer relationship management and compliance with legal obligations. In accordance with current regulations, any person has a right of access, rectification, erasure, limitation of processing, portability and opposition concerning data concerning them, which they can exercise by sending their request to the address of the company's head office or by electronic means.

The information presented on this site is of a general and informative nature. They cannot constitute personalized financial, legal or tax advice, nor a contractual offer engaging the responsibility of Sovefi ®. Any subscription to a financing product is subject to prior study of the borrower's file and final acceptance of it by the competent services of the establishment. A loan binds you and must be repaid => before any subscription, the borrower is invited to check his repayment capacity. The rates, durations and conditions mentioned are given for information purposes only and may be modified without notice.

All content published on this site — texts, visuals, graphic elements, logos, icons, databases and software — is protected by the provisions of the Intellectual Property Code and international conventions in force. Any reproduction, representation, distribution or exploitation, total or partial, of the contents of the site by any means whatsoever, without the prior written authorization of Sovefi ®, is strictly prohibited and constitutes an infringement punishable by articles L.335-2 et seq. of the Intellectual Property Code.

Sovefi ® declines all responsibility in the event of temporary interruption of the site for reasons of maintenance, updating or for any other technical reason. The company cannot be held responsible for direct or indirect damage resulting from the use of the site or the inability to access it. For any complaints or requests for additional information, the user is invited to contact Sovefi ® customer service using the means made available to them on this site.

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